Method 1: Add text with Markup in Photos
Open the photo and enter Edit mode
Open Photos, choose the picture you want to annotate, and tap Edit. Look for the Markup option in the editing controls or in the more-actions menu. The exact position of the button can vary slightly by iOS release, but the goal is to open the tools for drawing and adding annotations rather than applying a photo filter.
Choose Add Text from the plus menu
Tap the plus button in Markup and choose Add Text. A text box will appear over the photo. Tap inside the box, replace the placeholder with your own words, and keep the first version short enough to read comfortably on a phone screen.
Change the style and move the text
Select the text box to reveal controls for the font, size, alignment, and color. Drag the box to a quieter area of the photo, then use the handles or style controls to make the caption fit. Check the image at the size where people will actually see it, not only while zoomed in.
Tap Done and review the saved copy
Tap Done when the wording, contrast, and position look right. Before posting, zoom out and check that the text is not near a crop edge or covering a face, product detail, or important part of the scene. For an important original, keep an untouched copy before saving a permanent annotated version.